Overview: 

The following table outlines ACH Window Cutoff times for Transfers with Same Day (T+0) and Next Day (T+1) settlement speed. 

Please pay special attention to Astra’s recommended API submission cutoff times to ensure your program’s Transfers are executed with the preferred settlement timeline. 

Please note: if the last same day window is missed, submitting a T+1 request before 6:45 pm ET will result in the funds settling sooner (8:30 am ET) than if you were to submit a T+0 request before the next window at 9:45 am ET the next day.